Public liability insurance is a necessity when dealing with short-term holiday letting as the homeowner may face a claim based on their legal responsibility for costs or damages incurred as a result of injury due to the owners negligence, such as a guest slipping on the tiling in the shower and breaking a leg or being paralysed after falling through a loose balustrade on a balcony.

The LetSure product was created by SATIB Insurance Brokers in 2006 to provide an effective administration free solution to address the commercial insurance needs of privately owned, self catering accommodation owners whose domestic householders insurance policies would not respond to liability claims where financial gain is made from short term accommodation letting.

Most domestic householders insurance policies do not cover legal liabilities that may arise from negligence in incidents that occur during the provision of sporadic self catering accommodation for short duration stays. The level of risk is not as high as that of permanent accommodation providers such as hotels and guesthouses but some cover is needed as there is still exposure to the risk of legal action if a guest is injured.

    Letsure Is

  • Unique, the first cover of its kind
  • Backed by international insurance group, Lloyd's of London
  • Provided by SATIB Insurance Brokers, a well established South African brand with a proven claims settling history
  • Designed to meet the specific needs to private homeowners who let their properties sporadically to holiday makers
  • Easy to use through a self help online portal

The LetSure product is the first commercial public liability cover for private homeowners and is backed by syndicates at Lloyd's of London. Our easy to use, online portal offers two General Public Liability options under the LetSure product:

Option 1:

R1,200 per annum

Indemnity limit of R5 million

Option 2:

R1,800 per annum

Indemnity limit of R10 million

SATIB Insurance Brokers has provided insurance cover to the tourism, hospitality and leisure industry for over 20 years and has a long, established reputation for quality service and innovative product development. LetSure by SATIB Insurance Brokers is the only commercial stand-alone general public liability insurance for private homeowners.